Terms of Service – NairaTrack

    Effective Date: April 2025

    Welcome to NairaTrack! These Terms of Service ("Terms") govern your use of our digital receipt and payment tracking services. Please read them carefully before using the platform.

    1. Acceptance of Terms

    By accessing or using NairaTrack, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our services.

    2. Service Description

    NairaTrack provides a cloud-based tool for:

    • Generating digital receipts
    • Tracking customer payments and balances
    • Sending payment reminders via SMS, WhatsApp, and Telegram

    We offer a freemium model with optional upgrades for advanced features.

    3. User Accounts

    To access certain features, users must register an account. You are responsible for maintaining the confidentiality of your credentials and all activities under your account.

    4. Subscription & Billing

    Paid plans are billed monthly or annually through our payment provider, Paystack. All payments are non-refundable once services are rendered. Prices are subject to change with prior notice.

    5. Fair Use Policy

    To ensure system integrity, we reserve the right to limit usage for free accounts or flag abuse such as spam reminders or fake transactions.

    6. Data Ownership

    You retain full ownership of your customer data. We do not sell or share your data without consent, except where required by law.

    7. Termination

    We reserve the right to suspend or terminate accounts for violations, including fraudulent activity or abuse of our messaging systems.

    8. Limitation of Liability

    We are not liable for any indirect, incidental, or consequential damages resulting from the use of our service, including failed reminder deliveries or payment errors.

    9. Governing Law

    These Terms shall be governed by the laws of the Federal Republic of Nigeria.